PSD2
The European Union's revised Payment Services Directive, which mandates open banking access and strong customer authentication.
Related terms in Open Banking
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Related across the knowledge graph
Cross-collection links surfaced by semantic relevance.
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Open Banking
Regulated, consent-based access to bank account data and payment initiation through APIs.
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Pay-by-Bank
A payment flow in which funds move directly from the payer's bank account to the merchant's, often via open banking rails.
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SCA
Strong Customer Authentication - a multi-factor authentication requirement under PSD2.
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Open Banking Pay-by-Bank
A practitioner overview of pay-by-bank flows under PSD2, Section 1033, and equivalent frameworks.
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Section 1033 in Practice: The U.S. Open Banking Era Begins
What the CFPB's rule means for data access, screen scraping, and the next wave of consumer fintech.
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Open Banking
Regulated data sharing, account aggregation, and pay-by-bank.
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Banking Innovation
Core modernization, cloud-native banks, and the AI-augmented branch.
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Evaluating Payment Orchestration
A practitioner framework for deciding whether to adopt orchestration - and which platform.