SCA
Strong Customer Authentication - a multi-factor authentication requirement under PSD2.
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Related across the knowledge graph
Cross-collection links surfaced by semantic relevance.
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PSD2
The European Union's revised Payment Services Directive, which mandates open banking access and strong customer authentication.
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Transaction Risk Analysis
A PSD2 exemption that allows low-risk transactions to bypass strong customer authentication.
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Open Banking Pay-by-Bank
A practitioner overview of pay-by-bank flows under PSD2, Section 1033, and equivalent frameworks.
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KYC
Know Your Customer - the regulatory process of verifying a customer's identity and risk profile.
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Digital Wallets
From Apple Pay to super apps: how tokenized credentials replaced the plastic card.
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Biometric Payments
Face, fingerprint, and palm: authorizing payment with the body itself.
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Banking Innovation
Core modernization, cloud-native banks, and the AI-augmented branch.
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Agent Identity: The Missing Primitive for Autonomous Commerce
Scoped tokens, delegated authority, and attestation - the building blocks issuers are starting to ship.