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Interactive Tools

Payment cost & approval calculator

Model the effective acceptance cost and approval-rate uplift across modern payment methods. Defaults reflect typical mid-market parameters; tune for your context.

Inputs

Payment method

Modeled outcome

Effective acceptance cost
2.32%
$1.97 per transaction
Monthly cost
$5,794
~2,941 transactions
Modeled approval rate
85.00%
Base authorization rate
Captured authorized volume
$212,500
At the modeled approval rate

Illustrative model. Real economics vary by region, scheme, BIN mix, MCC, and processor agreement. See methodology for assumptions.