Pay-by-Bank
A payment flow in which funds move directly from the payer's bank account to the merchant's, often via open banking rails.
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Related across the knowledge graph
Cross-collection links surfaced by semantic relevance.
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Open Banking
Regulated data sharing, account aggregation, and pay-by-bank.
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Open Banking
Regulated, consent-based access to bank account data and payment initiation through APIs.
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Request for Payment
A push-based flow in which a merchant requests a payment from a payer who then approves it.
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Open Banking Pay-by-Bank
A practitioner overview of pay-by-bank flows under PSD2, Section 1033, and equivalent frameworks.
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PSD2
The European Union's revised Payment Services Directive, which mandates open banking access and strong customer authentication.
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Payment Infrastructure
The rails, schemes, and standards that move trillions every day.
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Real-Time Payments
Instant, 24/7 account-to-account rails reshaping liquidity and commerce.
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Instant Payment Rails: Volume & Adoption Statistics
How fast Pix, UPI, FedNow, SEPA Instant, and FPS are moving real money.