Open Banking
Regulated, consent-based access to bank account data and payment initiation through APIs.
Related terms in Open Banking
Continue reading
Related across the knowledge graph
Cross-collection links surfaced by semantic relevance.
- TopicRead →
Open Banking
Regulated data sharing, account aggregation, and pay-by-bank.
- GlossaryRead →
BaaS
Banking-as-a-Service - the delivery of regulated banking primitives through APIs by a licensed sponsor bank to a non-bank distributor.
- GlossaryRead →
Pay-by-Bank
A payment flow in which funds move directly from the payer's bank account to the merchant's, often via open banking rails.
- GlossaryRead →
Variable Recurring Payment
A consent-based recurring debit under open banking, defined by spending limits rather than fixed schedules.
- InsightRead →
Section 1033 in Practice: The U.S. Open Banking Era Begins
What the CFPB's rule means for data access, screen scraping, and the next wave of consumer fintech.
- GuideRead →
Open Banking Pay-by-Bank
A practitioner overview of pay-by-bank flows under PSD2, Section 1033, and equivalent frameworks.
- TopicRead →
Embedded Finance
Banking, lending, payments, and insurance delivered inside non-financial products.
- TopicRead →
Payment APIs
The developer-facing surface of modern payments.