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Learning path · Beginner

Payments Foundations

Build a confident mental model of how a card transaction actually moves from tap to settlement, and why the rest of the industry exists.

~3 hours · 4 modules

What you'll be able to do

  • Explain the four-party card model in plain language
  • Distinguish authorization, clearing, and settlement
  • Read a payments stack diagram without getting lost
  • Recognize when a story is really about a rail, a network, or a regulator

Modules

  1. 1topicPayment Infrastructure
  2. 2topicMerchant Systems
  3. 3topicDigital Wallets
  4. 4quizQuiz: Real-Time Payments 101

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