Infrastructure
ISO 20022 in Production: What Treasurers Are Actually Doing With Rich Data
Structured remittance information is finally making automated reconciliation viable at corporate scale.
By Marcus Thorne · July 17, 2025 · 10 min read
After years of migration work, ISO 20022 is generating real economic value inside corporate treasuries. Structured remittance fields are driving straight-through reconciliation rates above 90% in early-adopter organizations, releasing working capital and reducing exceptions queues.
The migration is not over - coexistence with MT messages will continue for years in some corridors - but the leading-edge use cases now demonstrate the thesis the standard was designed for.
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Sources & References
- ISO - ISO 20022 Standard
- SWIFT - Payments Modernization
- Bank for International Settlements - Payments, Clearing & Settlement
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