Soft Decline
An authorization decline that may succeed on retry, in contrast to a hard decline.
Related terms in Card Payments
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Related across the knowledge graph
Cross-collection links surfaced by semantic relevance.
- How It WorksRead →
How Card Payments Work
From tap to settlement, the four-party model behind every card transaction.
- TopicRead →
AI Payments
Autonomous transactions, intelligent routing, and the rise of agentic commerce.
- GuideRead →
Real-Time Payments for Product Teams
How real-time rails differ from card and ACH, and what that means for product, ops, and risk.
- StatisticsRead →
Contactless Payment Statistics
Adoption, transaction share, and ticket-size trends for tap-to-pay.
- RegionRead →
Cashless Payments in the United States
A card-dominant payment system catching up on real-time rails.
- InsightRead →
Deepfake Authorization: A New Attack Surface for Card-Not-Present
Voice and video deepfakes are showing up in account-takeover and high-value-purchase flows.
- InsightRead →
Variable Recurring Payments in the UK: From Sweeping to Commercial
Commercial VRPs are emerging as a credible alternative to card-on-file in specific verticals.
- GlossaryRead →
Acquirer
A bank or processor that enables merchants to accept card payments and settles funds from the card networks.